TERMS & CONDITIONS
Effective Date: August 2026
Welcome to Michael Plans Life, operated by Level Up Strategy Group. By accessing MichaelPlansLife.com, submitting information through our website, scheduling a consultation, or using our services, you agree to these Terms & Conditions.
EDUCATIONAL INFORMATION
Information provided through this website is for general educational and informational purposes only and should not be considered legal, tax, investment, or financial advice.
Insurance products are subject to underwriting approval, eligibility requirements, policy provisions, exclusions, limitations, and carrier availability. Coverage is not guaranteed until an application has been approved and a policy has been issued by the applicable insurance company.
SMS/TEXT MESSAGING PROGRAM
Michael Plans Life, operated by Level Up Strategy Group, offers an SMS messaging program for consumers who voluntarily provide their mobile phone number and consent to receive text messages.
SMS messages may include:
• Responses to insurance inquiries
• Requested information
• Consultation communications
• Appointment confirmations and reminders
• Application-related communications
• Account and service updates
• Educational information
• Marketing and promotional information when separate marketing consent has been provided
MESSAGE FREQUENCY AND RATES
Message frequency varies based on your interactions with Michael Plans Life.
Message and data rates may apply according to your mobile carrier and wireless plan.
HOW TO OPT OUT
You may cancel SMS messages at any time by replying STOP to any message.
After texting STOP, you may receive a confirmation message acknowledging your opt-out request.
For assistance, reply HELP or contact Michael Plans Life using the contact information below.
SUPPORT CONTACT INFORMATION
For assistance with our SMS program or services:
Michael Plans Life
Operated by Level Up Strategy Group
Email: [email protected]
Phone: (323) 613-9223
CARRIER LIABILITY DISCLAIMER
Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless service provider and network availability.
AGE RESTRICTION
You must be at least 18 years old to use our SMS messaging program or provide consent to receive SMS communications.
CONSENT
Consent to receive marketing or promotional text messages is not a condition of purchasing any goods or services.
You may withdraw your consent at any time by replying STOP.
PRIVACY POLICY
Your privacy is important to us. Information regarding how we collect, use, protect, and disclose personal information is available in our Privacy Policy:
https://michaelplanslife.com/privacy-policy-page
NO PROFESSIONAL RELATIONSHIP
Submitting information through this website does not automatically establish an agent-client relationship or guarantee eligibility, approval, coverage, rates, or policy issuance.
INTELLECTUAL PROPERTY
Website content, logos, graphics, text, and materials are owned by or licensed to Michael Plans Life and may not be reproduced without permission except as permitted by law.
LIMITATION OF LIABILITY
Michael Plans Life and Level Up Strategy Group are not responsible for losses or damages resulting from reliance upon general website information except where liability cannot legally be excluded.
CHANGES TO THESE TERMS
These Terms & Conditions may be updated periodically. Continued use of the website following changes constitutes acceptance of the updated Terms.
CONTACT
Michael Plans Life
Operated by Level Up Strategy Group
Email: [email protected]
Phone: (323) 613-9223
California Insurance License #4539149